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MCAT is a desktop instant card-issuance system that blends PIN selection and card encode capabilities, with advanced supervisor controls, audit functions, and security features. It can operate in either standalone or on-line configurations, and allows financial institutions to instantly and securely issue ATM, Debit, and Credit cards with consumer-selected PINS at branch locations.
With the MCAT system, a financial institution can simultaneously increase card security, card usage, and card revenues while reducing overall card issuing costs. Additionally, customers will enjoy the benefits of instant card-issuance and card-replacement services that are fast, secure, and personalized.
Instant card issuance with consumer selected PIN, provides a higher level of service that existing customers will appreciate and that new customers will be attracted to. It provides forward-thinking financial institutions with an opportunity to clearly differentiate their services, and to provide more value to their customers.
From a system administration perspective, MCAT’s powerful and flexible features allow a financial institution to easily define and control operational methods, authorized users, user privileges, and audit features in a manner that is appropriate for the scope and security needs of their card-issuance and consumer selected PIN operations. From a per-branch perspective, MCAT’s software and hardware components can be custom-configured to meet the unique requirements, needs, and scope of operations for each specific branch within an overall financial institution, whether large or small.
Comprehensively, the complete MCAT system ensures that card-issuance and consumer selected PIN activities occur in a fast, secure, and reliable manner that provides a complete audit trail.
- Features
- Track 1,2,3 magstripe encoding per ISO 7810, 7811
- Auto detect and encode of Lo-Co or Hi-Co media
- Two line LCD provides clear instructions and status to the operator
- Closed end encode slot prevents card skimming
- Portable PIN pad can be handed directly to customers for added security and ease-of-use
- Supervisor Cards define access rights and privileges for operators
- Transaction logs provide a complete audit trail for all card issuance activities
- Advanced physical and logical security features ensure that a stolen or lost unit becomes non-operational
- Units can operate in standalone mode, or be controlled by on-line host
MCAT provides financial institutions with a secure, fast, reliable, and cost-effective card-issuance and PIN selection platform that can be custom-tailored to meet today’s needs, and has the flexibility and scalability to meet tomorrow’s demands.
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